Dehypothecation What? So whenever you take a vehicle loan for 4 wheeler or 2 wheeler, basically debtor (one who takes loan) pledges a collateral to secure a debt. Once the debtor closes the loan the Registration Certificate (normally called RC Book, it is mostly a Smart card now like a Chip Credit Card) needs to be updated and the process is called Dehypothecation and recently I closed loan for my two wheeler and had to go through this. Now why…
Why Alchemy? Alchemy is one of the oldest somewhat scientific approach through which people have tried to make gold from different methods. But with all the technological advancements we still have not been able to make fundamental elements artificially. The periodic table have a number of elements that have been discovered over the years. The first 94 elements are from Hydrogen to Plutonium are found in nature, some are found in traces and rest from 95 to 118 are synthesized…
Disclaimer: This is not a parenting advice. I am not qualified enough but this is a reminder to myself and open for feedback. All this is subject to change. My daughter Ira is more than 2 years now and these are thoughts that crosses my mind many times. I do not know what is right or wrong but maybe when Ira is old enough she can give a feedback. Anyways my dear readers feel free to comment and share your…
Why do we need to understand our neighbor? China is no doubt a superpower and it is very important for India to very much aware of the neighbor. Here is a first article of two part series where I look into three different people from Chinese history and it is inspired by BBC’s Program called “Chinese Characters“. Chinese civilization is almost as old as our civilization and our histories are connected in more ways than we can imagine. The Silk…
Bhojpuri and Me Language is close to many people’s heart. Now its somewhat unfortunate that the language that I am talking is something that I can’t speak myself at this point. And I have seen as a kid that my parents never forced to speak the language though they conversed in the language themselves. English is a foreign language but for reasons that is out of the context of this article became a language that many of us Indians picked…
Why is the Silicon Chips Supply Chain getting disrupted? “Today, humanity fabricates 1,000 times more transistors annually than the entire world grows grains of wheat and rice combined” Covid-19 Pandemic has affected the world in umpteen ways and the chip industry is also affected in many different ways that has led to shortages of parts for all kinds of manufacturers automotive, phone makers, washing machines, airplanes. In today’s world it is very difficult to find a product without a microchip….
“He diagnosed the disease as Influenza. But he has never seen Influenza like this. This was violent, rapid in its progress through the body, sometimes lethal. This Influenza killed. Soon dozens of his patients – the strongest, the healthiest, the most robust people in the county – were struck down as suddenly as if they had been shot” “All Influenza viruses mutate constantly” “On September 27, the day before the parade, hospitals admitted 200 people sufferings from Influenza….
Lali was about 6 months old and Bula’s father was telling him it’s time to let go Lali. Bula’s family had a cow and it gave birth to a calf and like any young one she was adorable. He thought that evolution does this is on purpose as the young one needs lots of support while growing up and by default one is adorable. Lali was full of energy and if one sets her free she will be jumping around,…
My Gillette Mach 3 I remember when I was in class 10th which was the year 2000 I had got enough of facial hair that I was using scissors to trim. Most of my Arunachalee local friends didn’t have that issue, some genes at play :). Probably in that year itself my father got me a razor Gillette Mach 3 and it is the same razor that I am still using in the year 2021 and will continue to do…
The Beginnings Indian history has many stories and that of the Jagat Seth one of the most interesting with many twists and turns. Hiranand Sahu was a jeweller turned money lender from Nagaur, Rajasthan from the Gailarha family of the tribe of Oswals, who moved to Patna in search of better prospects around 1650. He started as a banker and trader of Saltpetre. Patna and a neighboring town Chapra were the center for the refining of Saltpetre, an essential ingredient…
My Initial Investment It was September 2018 that I made my first investment of 80 shares in Dewan Housing Finance Corporation Limited (DHFL) at a rate of 409.55 per share. I bought another 100 shares over the period from September 2018 and January 2019 at an overall average of 309.16 for all the 180 shares which makes the investment 55648 worth of my hard earned money. The shares had fallen by about 42% on bond default concerns. I assumed that…
The Color of Skin is a work of fiction . Names, characters, places, events and incidents are either the products of the author’s imagination or used in a fictitious manner. Any resemblance to actual persons, living or dead, or actual events is purely coincidental “Kaala hua to kya hua, Krishna bhagwan bhi to kaale the” “What’s so big deal if he is dark, even God Krishna was dark” Amit used wonder why his blackness was always a discussion point. This…
Why was the knowledge was lost? Indian subcontinent has had a civilization for thousands of years and when we look at the remains of Indus Valley civilization there seems to be existence metropolis and intercontinental trade. There were cities like Mohenjo Daro, Harappa, Lothal that had drainage systems which can rival any of the current cities of India. Today a day of rain can flood any modern city in India whereas Indus Valley civilization used floods for their benefit. Why…
The Body – A Guide for the occupants is written by Bill Bryson and published in 2020. This is second book of Bryson that I had a chance to read. The other one was A Walk in the woods which was about the celebrated Appalachian trail. I have few others already on my TBR list. Here is a post that I wrote sometime back on a similar topic. I think everyone would agree that human body after millions of years…
Ryugu and Bennu are asteroids that are part of many of the Near Earth Objects. Many space organizations of the world are monitoring the orbits of bunch of Near Earth Objects in order to calculate if their path will cross with earth or if they are on the collision path. NASA’s JPL has a Centre for Near Earth Object Studies that is computing asteroid and comet orbits and their odds of Earth impact. Lets looks at these two asteroids. Recently…